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Travel insurance products

Getting sick or hurt while travelling is stressful enough without worrying about the cost of medical care. Manulife Travel Insurance helps offer protection against unexpected expenses.

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Single trips

Single-trip plans help protect you or you and your family for 1 trip. These plans are available whenever you travel outside your home province or territory, or outside of Canada.

All-inclusive plans

These comprehensive plans offer protection against unexpected trip costs and medical emergencies. Set out knowing that you're prepared and that we are here to help.

Premium Protection plan

Comprehensive travel coverage for people age 74 or younger, travelling for a maximum of 45 days. 

Coverage includes:

  • Up to $10 million in emergency medical benefits
  • Trip cancellation and trip interruption insurance
  • Cancel for any reason - receive up to 80% of the trip cost
  • Baggage loss, damage, or delay insurance
  • Flight accident and travel accident insurance
  • An optional add-on is available to complement this plan

Single-trip All-inclusive plan

Comprehensive travel coverage that includes:

  • Up to $10 million in emergency medical benefits
  • Trip cancellation and trip interruption insurance
  • Baggage loss, damage, or delay insurance
  • Flight accident and travel accident insurance
  • Optional add-ons available to complement this plan

Youth All-inclusive plan

Comprehensive travel coverage for people age 29 or younger that includes:

  • Up to $1 million in emergency medical benefits
  • Trip cancellation and trip interruption insurance
  • Baggage loss, damage, and delay insurance
  • Flight accident and travel accident insurance
  • Optional add-ons available to complement this plan

Youth Deluxe All-inclusive plan

Comprehensive travel coverage for people age 29 or younger, for trips up to 30 days. Coverage includes:

  • Up to $5 million in emergency medical benefits
  • Trip cancellation and trip interruption insurance
  • Baggage loss, damage, and delay insurance
  • Flight accident and travel accident insurance
  • Optional add-ons available to complement this plan

Non-medical plans

We offer a range of travel protection plans with coverage for cancellations, interruptions, baggage loss, and changed plans. Travel securely, knowing your investment is protected.

Non-medical Premium Protection plan

Comprehensive travel coverage that includes:

  • Trip cancellation and trip interruption insurance
  • Cancel for any reason - receive up to 80% of the trip cost
  • Baggage loss, damage, or delay insurance
  • Flight accident and travel accident insurance

Non-medical Inclusive plan

Comprehensive travel coverage that includes:

  • Trip cancellation and trip interruption insurance
  • Baggage loss, damage, or delay insurance
  • Flight accident and travel accident insurance
  • An optional add-on available to complement this plan

Trip Cancellation and Trip Interruption plan

Comprehensive travel coverage that includes:

  • Cancellation and interruption insurance to help cover costs if you need to cancel your trip, return home earlier than planned, or stay longer due to an unexpected covered event
  • An optional add-on available to complement this plan

Emergency medical plans

When you travel outside of Canada, you are responsible for all medical expenses that may arise. These plans can help cover costs associated with physician services, ambulances, hospital accommodations, tests, and more.

Single-trip Emergency Medical plan

Comprehensive emergency medical travel coverage that includes:

  • Coverage outside of Canada and within Canada, outside your province or territory of residence
  • Up to $10 million in emergency medical benefits
  • Premium savings of 50% compared to the standard Single-trip Emergency Medical plan when your entire trip is within Canada.
  • An optional add-on available to complement this plan

COVID-19 Pandemic Travel plan

When travelling outside of Canada, the  COVID-19 Pandemic Travel plan may help protect you against the cost of unexpected medical emergencies. This plan helps to provide protection against medical emergencies, includes coverage for Coronavirus (COVID-19), and includes interruption coverage.

Multiple trips

These plans protect you for all the trips you take in a 365-day period. If you travel more than once a year, you can save money with one plan that covers trips you take in one year that last  4 days, 10 days, 18 days, 30 days, or in some cases, 60 days.

Multi-trip Emergency Medical plan

Comprehensive emergency medical travel coverage that includes:

  • Coverage outside of Canada and within Canada, outside your province or territory of residence
  • Up to $10 million in emergency medical benefits
  • Waived pre-existing medical condition exclusion when travelling in Canada
  • Trip duration options of 4, 10, 18, 30, and 60 days
  • No limits on trip durations when travelling in Canada

Multi-trip All-inclusive plan

Comprehensive travel coverage that includes:

  • Up to $10 million in emergency medical benefits
  • Trip cancellation and trip interruption insurance
  • Baggage loss, damage, and delay insurance
  • Flight accident and travel accident insurance
  • Trip duration options of 4, 10, 18, and 30 days

Learn about the travel insurance we offer for visitors to Canada, super visa holders, or new immigrants.

Enhanced plan

Comprehensive travel insurance for visitors to Canada, super visa holders, or new immigrants waiting for government health insurance.

  • Meets the requirements for the parent and grandparent super visa
  • Applications open to travellers up to 85 years old
  • Emergency dental benefits
  • Accidental death and dismemberment benefits
  • Coverage for pre-existing medical conditions that are stable within 180 days of your effective date

Standard plan

Comprehensive travel insurance for visitors to Canada, super visa holders, or new immigrants waiting for government health insurance.

  • Meets the requirements for the parent and grandparent super visa
  • Applications open to travellers up to 85 years old
  • Emergency dental benefits
  • Accidental death and dismemberment benefits
  • No coverage for pre-existing medical conditions that exist within 180 days of your effective date

Basic plan

Comprehensive travel insurance for visitors to Canada, super visa holders, or new immigrants waiting for government health insurance.

  • Meets the requirements for the parent and grandparent super visa
  • Applications open to any age
  • No coverage for pre-existing medical conditions

Learn about the insurance coverage available to you when you are studying away from home.

We have plans for Canadians studying within Canada and abroad, and plans for international students who are studying in Canada.

Student plan for Canadians studying in another province or territory

Comprehensive travel insurance for Canadian residents studying full-time outside of province or territory of residence.

  • Up to $2 million in emergency medical benefits
  • Physical exam and eye exam
  • Tuition reimbursement if you are unable to attend school
  • An optional add-on available to complement this plan

Student plan for international students in Canada

Comprehensive travel insurance for non-Canadian residents studying full-time in Canada.

  • Up to $2 million in emergency medical benefits
  • Physical exam and eye exam
  • Tuition reimbursement if you are unable to attend school

Student plan for Canadians studying abroad

Comprehensive travel insurance for Canadian residents studying full-time outside of Canada.

  • Up to $2 million in emergency medical benefits
  • Physical exam and eye exam
  • Tuition reimbursement if you are unable to attend school
  • An optional add-on available to complement this plan

Travel insurance explained

Travel insurance can help you and your family travel with confidence, knowing that you have done your best to protect yourselves if the unexpected happens.

Trip cancellations, interruptions, delays, lost baggage, and medical emergencies can happen, but we are here to help.

FAQS

Travel insurance can include coverage for services charged by hospitals, physicians, paramedics, ambulances, costs to return you home during a medical emergency, and more. It can also help cover the unexpected costs you incur from missing baggage, trip cancellations or interruptions, or flight and travel accidents. 

You can cancel a Single-trip Emergency Medical plan at any time before the effective date of coverage.

All other plans may be cancelled within 10 days from the purchase date shown on your confirmation only.

We will provide a refund only if there are no claims in progress and we receive your request to cancel before your departure date. Please refer to the policy for full details.

Contact your travel agent or call us at 1-866-298-2722 for help.

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Click here to begin a quote or contact your agent to purchase travel insurance today.

Travel insurance is an important step in planning your trip. It can help protect you, your family members, or visitors to Canada from unexpected costs that may arise from medical emergencies or other unforeseen events.

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